{"product_id":"obvious-but-not-so-obvious-vol-4-how-to-manage-your-money-paperwork","title":"Obvious, But Not So Obvious Vol. 4: How to Manage Your Money \u0026 Paperwork","description":"\u003cp\u003e\u003cstrong\u003ePersonal finance for beginners, from budgeting and credit scores to paying off debt, taxes and investing.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eMoney is the one subject almost everyone uses every single day and almost nobody is formally taught. Most schools skip personal finance, so people learn by trial and error: an overdraft fee here, a surprise tax bill there. Managing money well is rarely about intelligence or math skills. What you need is a simple system that moves money where it should go without daily decisions. The goal isn't to make you rich by next month. It's to make you capable: someone who knows where their money goes, has a cushion for bad days and avoids the expensive traps.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eInside you'll learn:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eBank accounts set up so money flows on its own\u003c\/li\u003e\n\u003cli\u003eA budget you can live with, and a plan to pay off debt faster\u003c\/li\u003e\n\u003cli\u003eCredit scores, taxes and insurance made understandable\u003c\/li\u003e\n\u003cli\u003eA paperwork file where you can find anything in two minutes\u003c\/li\u003e\n\u003cli\u003eAn emergency fund, lower bills and simple, low-cost investing\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eEvery chapter starts from zero, in plain words, with step-by-step instructions and safety notes. 46 simple drawings, flowcharts and checklists make each step easy to follow.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhat you get:\u003c\/strong\u003e an instant PDF download in full colour, 12 chapters, in two sizes: A4 (79 pages, best for printing) and A5 (best for phones and tablets).\u003c\/p\u003e\u003cp\u003e\u003cem\u003eObvious, But Not So Obvious\u003c\/em\u003e is a series of life-skills guides for beginners and young adults. Also in the series: How to Cook \u0026amp; Master Your Kitchen; How to Fix \u0026amp; Maintain Your Home; How to Care for Your Car; and How to Handle Your Tech \u0026amp; Stay Safe Online. Get all five in one book with the \u003cem\u003eMaster Edition: How to Master Everyday Life\u003c\/em\u003e.\u003c\/p\u003e","brand":"Obvious, But Not So Obvious","offers":[{"title":"Default Title","offer_id":59101463675215,"sku":"OBN-VOL-4-MONEY","price":9.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1044\/2945\/3647\/files\/Vol4-HowtoManageYourMoneyandPaperwork-frontcover.jpg?v=1791856998","url":"https:\/\/restorationguides.com\/products\/obvious-but-not-so-obvious-vol-4-how-to-manage-your-money-paperwork","provider":"restorationguides.com","version":"1.0","type":"link"}